Our client, a prominent player in the financial sector, is currently seeking a Head of Credit Risk to join their team. This permanent role involves overseeing and managing credit risk strategies and ensuring compliance with regulatory requirements.

Key Responsibilities:

• Define, update, monitor and control risk management policies to ensure proper implementation.
• Develop and maintain acceptance strategies, adapting them to new products and partnerships.
• Manage personal loan and credit card portfolios, including segmentation, diversification, and concentration analysis.
• Produce and critically analyse monthly reports to facilitate risk management decisions.
• Monitor key risk performance indicators, identifying alert points and developing action plans to manage and control risk.
• Ensure the proper management of credit limits and risk strategies in commercial campaigns and exposure control.
• Develop, maintain, implement, and supervise internal rating tools, such as scoring models and risk segmentation.
• Ensure compliance with regulatory standards, especially regarding internal governance and reporting.
• Support the construction of a new DataWarehouse in collaboration with related departments and the Group.

Job Requirements:

• Solid experience in risk analysis, risk management, and credit risks.
• Strong knowledge of risk models and tools, including SAS and Python.
• Familiarity with emerging technologies in risk analysis, such as AI, machine learning, and big data would be nice to have.
• Proficient in data analysis and database management.
• Strategic vision and stress management skills.
• Experience in credit risk management, particularly with credit cards and personal loans.
• Fluent in English and Spanish.

Benefits:

• Permanent contract directly with end client
• Competitive compensation package (up to 70k + flex, negotiable)
• Hybrid working policy (3 days at home / 2 days in the office, flexible)
• Flexible working hours
• Health insurance (+ family)
• Meal allowance
• Half days on Fridays and all Summer
• Opportunity to lead a specialised team within a key area of the company
• Great professional development on an international scale
• Training opportunities
• Ethical and supportive work environment

If you are a skilled professional with significant experience in credit risk management, we would love to hear from you. Apply now to join our client's dynamic and forward-thinking team in the retail banking sector.